MCBA Academy
Prepare for competitions. Build real business skills.
MCBA Academy helps high school students prepare for DECA, FBLA, and the national economics and personal finance competitions. Study business and finance, practice your presentations with an AI judge, and invest in a simulator built on real market history.
Free to start. Already have an account? Sign in
Continue where you left off
- Stocks & EquitiesFlashcards in Study Topics
- FinancePractice test 2 in DECA
- MarketingConcepts in FBLA
Your progress
- Study Topics63 of 369 sections
- DECA14 of 54 sections
- FBLA12 of 72 sections
- Data Analytics12 of 60 sets and Quick Calls
Stocks & Equities
Card 6 of 24AP Macroeconomics, Easy paper 1
Question 5 of 30
A worker laid off because a factory automated their task is experiencing:
Why: Structural unemployment is a mismatch between skills and available jobs, which is what automation creates.
Sample rating sheet, Marketing
Role play rating sheet
78/ 100
- Understanding the problemMeets Expectations8/10
- Alternatives, pros and consMeets Expectations15/20
- Solution and implementationExceeds Expectations18/20
- Knowledge areasMeets Expectations13/20
- OrganizationExceeds Expectations9/10
- Confidence and poiseMeets Expectations7/10
- Answering questionsMeets Expectations8/10
A practice estimate, never an official FBLA score.
Built for the competitions you enter
DECA and FBLA, the national economics and personal finance challenges, the Stock Market Game, and the AP courses behind them. Each has its own area in the Academy, and every figure is counted from the content itself.
- DECA61events across 6 career clusters, each broken down in full
- FBLA12role play events, 11 you can practice with the AI judge
- National Economics Challenge7study resources: practice tests, flashcard decks, guides and a timed mock
- National Personal Finance Challenge8study resources: practice tests, flashcard decks, guides and a timed mock
- Stock Market Game5study resources: practice tests, guides and a timed mock
- AP Microeconomics312multiple-choice questions and 30 free-response questions
- AP Macroeconomics312multiple-choice questions and 30 free-response questions
- AP Business Principles and Personal Finance254multiple-choice questions and 36 free-response questions
What you can do
Study, practice and invest in one place. Open any tile for the full picture of that part of the Academy.
MCBA beyond the Academy
The Academy is one part of the Maryland Counties Business Association, a student-led organization.
- ChaptersFind the MCBA chapter at a school near you, or start one at yours.
- Student Business Leaders SummitMCBA's annual conference in spring 2027, bigger than planned, with speakers, workshops and three live competitions.
- Startup ChallengeBuild a venture and pitch it to a board of investors for funding, live at the Summit.
Counts on this page are read from the Academy's content, so they move when we add to it.
Choose a learning path
Start from your goal. All three paths draw on the same Academy, so what you learn for one counts toward the others.
Competition prep
Pick the event you are entering and work through everything the Academy has for it.
- You learn
- What each event tests, and how to present it to a judge.
- You complete
- Practice tests, flashcards, mock rounds and role-plays graded by the AI judge.
- DECAStudy all 61 events indicator by indicator, take cluster practice exams, then run role-plays with the AI Presentation Grader.
- FBLAWork each of the 12 role play events concept by concept, take practice tests, then practice out loud with the AI Role Play Judge in 11 of them.
- National Economics ChallengeMicro and macro tests, flashcard decks and a timed mock exam.
- National Personal Finance ChallengePractice tests and decks on credit and budgeting, and a full mock challenge.
- Stock Market GameGuides to how orders work and how to read a chart, a market quiz and a mock competition.
Business and finance education
Learn how economies, money and companies work, whether or not you compete.
- You learn
- Economics, personal finance, corporate finance and how to read data.
- You complete
- AP papers unit by unit, topic quizzes, study guides and analysis sets.
- AP coursesMicroeconomics, Macroeconomics and Business, unit by unit, with 878 multiple-choice and 96 free-response questions.
- Study topics34 topics across 5 subjects, with ten kinds of material in each: flashcards, quizzes, guides, formulas and mock challenges.
- Data analytics20 analysis sets of charts, data, news and financial statements at 4 levels, plus 40 Quick Calls.
Investing
Learn how markets work, then test your judgment against real history.
- You learn
- How stocks, bonds and funds work, how to value a company, and how to manage risk.
- You complete
- Investing topics, Quick Calls, simulator runs and a mock competition.
- Study the Investing area9 topics, from stocks and bonds to portfolio theory, with case studies and a timed portfolio round.
- Read the evidenceAnalysis sets and Quick Calls train you to turn charts, data and news into a position you can defend.
- Trade real market historyThe Portfolio Simulator runs four levels, from $100,000 with monthly decisions to $1,000,000 with daily ones.
- Take it to the Stock Market GamePractice for the competition with its guides, quiz and mock round.
Practice out loud. Get rated on the real form.
Run a DECA role-play or an FBLA role play against an AI judge. It keeps the event's clock, asks the questions aloud, and rates every line of the form for your event, with the words from your presentation that earned each level.
- 1
Choose an event
51 DECA events and 11 of FBLA's 12 role play events, each graded on the form for that kind of event.
- 2
Prepare on the clock
The event's own prep time, with a notes box. The scenario is put away when the clock runs out, as it is on the day.
- 3
Present live
Your browser turns your speech into text as you talk. The camera stays off unless you turn it on.
- 4
Take the judge's questions
When you finish, the judge asks its questions aloud. For FBLA it also asks follow-ups written from what you just said.
- 5
Read your rating sheet
Every line rated at its level, with the words from your transcript that earned it and what to fix next.
AI Presentation Grader
Individual Series role-play (2026)
71/ 100Sample total
A sample role-play: an outdoor-gear store wants first-time buyers to come back. The presentation behind the quotes is an example written for this page, not a real student's.
Performance Indicators
50 points- Novice0 to 3
- Developing4 to 6
- Proficient7 to 9
- Exemplary10
“The store could track how it is going.”
At 4:10 in the transcript
Why it landed here. Mentioned measuring results without saying what to measure.
To reach Proficient. Name one measure, like repeat purchases in 90 days, and how the store would check it.
Solution
24 pointsCareer Competencies
18 pointsOverall Impression
8 points
A practice estimate, never an official DECA score. The total is added up by MCBA's own code, never by the model.
Open any line to see the evidence behind its level.
- Two graded runs a week for DECA and for FBLA each.
- 93 DECA role-plays and 33 FBLA role plays written by MCBA to practice on.
- A recorded DECA video stays on your device, analyzed in your browser and never uploaded.
Graded practice is part of membership. It is a practice estimate, never an official DECA or FBLA score: judges at a competition apply the same forms with their own judgment. MCBA is independent of DECA Inc. and of FBLA.
How it works
Three steps, in the order members do them.
- 1
Choose a competition or subject
Pick DECA, FBLA, a national competition, an AP course, or a subject such as investing. Each has its own area, so you start with what is built for it.
- 2
Study with structured resources and practice
Work through study topics, flashcards and guides, then practice with quizzes, mock rounds and role-plays. Every question explains its answer.
- 3
Test yourself, review your results, and improve
Take practice tests, run the simulator, and get your role-play rated on the real form. A miss in an AP paper, an FBLA test or a competition test points you to the material that covers it.
Start free. Open everything with membership.
A free account opens a sample of the Academy so you can try it for real. Membership opens all of it.
Max, monthly$8 per month
Full access, billed monthly. Renews automatically until you cancel.
Max, annual$60 per year
Full access, billed yearly, the best value. Renews automatically until you cancel.
Chapter$20 per school year
Join your school's chapter: full access through June 30. One payment, no automatic renewal.
Study Topics
Free account: Everything except quizzes and mock challenges, in 3 of 34 topics
Membership: All 34 topics, with their quizzes and mock challenges
AP classes
Free account: two multiple-choice papers and two free-response sets in each of three courses
Membership: Every paper in every course
Portfolio Simulator
Free account: The orientation run and one Easy scenario
Membership: All four levels and every scenario, in Blind Runs and Time Machine runs
DECA and FBLA
Free account: Not included in a free account
Membership: Study material and AI-graded practice, 2 graded runs a week for each
National competitions
Free account: Not included in a free account
Membership: Practice tests, flashcard decks and mock rounds
Data Analytics
Free account: Not included in a free account
Membership: Every analysis set and Quick Call
Start preparing for the event you are entering.
A free account opens the study samplers, the simulator orientation run and AP practice. Membership opens everything, including the AI judge.
Questions first? Contact MCBA
