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MCBA Academy

Prepare for competitions. Build real business skills.

MCBA Academy helps high school students prepare for DECA, FBLA, and the national economics and personal finance competitions. Study business and finance, practice your presentations with an AI judge, and invest in a simulator built on real market history.

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academy.mc-ba.com

Continue where you left off

  • Stocks & EquitiesFlashcards in Study Topics
  • FinancePractice test 2 in DECA
  • MarketingConcepts in FBLA

Your progress

  • Study Topics63 of 369 sections
  • DECA14 of 54 sections
  • FBLA12 of 72 sections
  • Data Analytics12 of 60 sets and Quick Calls

Stocks & Equities

Card 6 of 24

AP Macroeconomics, Easy paper 1

Question 5 of 30

A worker laid off because a factory automated their task is experiencing:

Why: Structural unemployment is a mismatch between skills and available jobs, which is what automation creates.

Sample rating sheet, Marketing

Role play rating sheet

78/ 100

  • Understanding the problemMeets Expectations8/10
  • Alternatives, pros and consMeets Expectations15/20
  • Solution and implementationExceeds Expectations18/20
  • Knowledge areasMeets Expectations13/20
  • OrganizationExceeds Expectations9/10
  • Confidence and poiseMeets Expectations7/10
  • Answering questionsMeets Expectations8/10

A practice estimate, never an official FBLA score.

Sample progress, for illustration.

What you can do

Study, practice and invest in one place. Open any tile for the full picture of that part of the Academy.

MCBA beyond the Academy

The Academy is one part of the Maryland Counties Business Association, a student-led organization.

Counts on this page are read from the Academy's content, so they move when we add to it.

Choose a learning path

Start from your goal. All three paths draw on the same Academy, so what you learn for one counts toward the others.

Business and finance education

Learn how economies, money and companies work, whether or not you compete.

You learn
Economics, personal finance, corporate finance and how to read data.
You complete
AP papers unit by unit, topic quizzes, study guides and analysis sets.

Practice out loud. Get rated on the real form.

Run a DECA role-play or an FBLA role play against an AI judge. It keeps the event's clock, asks the questions aloud, and rates every line of the form for your event, with the words from your presentation that earned each level.

  1. 1

    Choose an event

    51 DECA events and 11 of FBLA's 12 role play events, each graded on the form for that kind of event.

  2. 2

    Prepare on the clock

    The event's own prep time, with a notes box. The scenario is put away when the clock runs out, as it is on the day.

  3. 3

    Present live

    Your browser turns your speech into text as you talk. The camera stays off unless you turn it on.

  4. 4

    Take the judge's questions

    When you finish, the judge asks its questions aloud. For FBLA it also asks follow-ups written from what you just said.

  5. 5

    Read your rating sheet

    Every line rated at its level, with the words from your transcript that earned it and what to fix next.

AI Presentation Grader

Individual Series role-play (2026)

71/ 100Sample total

A sample role-play: an outdoor-gear store wants first-time buyers to come back. The presentation behind the quotes is an example written for this page, not a real student's.

  • Performance Indicators

    50 points
      • Novice0 to 3
      • Developing4 to 6
      • Proficient7 to 9
      • Exemplary10

      “The store could track how it is going.”

      At 4:10 in the transcript

      Why it landed here. Mentioned measuring results without saying what to measure.

      To reach Proficient. Name one measure, like repeat purchases in 90 days, and how the store would check it.

  • Solution

    24 points
  • Career Competencies

    18 points
  • Overall Impression

    8 points

A practice estimate, never an official DECA score. The total is added up by MCBA's own code, never by the model.

Open any line to see the evidence behind its level.

  • Two graded runs a week for DECA and for FBLA each.
  • 93 DECA role-plays and 33 FBLA role plays written by MCBA to practice on.
  • A recorded DECA video stays on your device, analyzed in your browser and never uploaded.

Graded practice is part of membership. It is a practice estimate, never an official DECA or FBLA score: judges at a competition apply the same forms with their own judgment. MCBA is independent of DECA Inc. and of FBLA.

How it works

Three steps, in the order members do them.

  1. 1

    Choose a competition or subject

    Pick DECA, FBLA, a national competition, an AP course, or a subject such as investing. Each has its own area, so you start with what is built for it.

  2. 2

    Study with structured resources and practice

    Work through study topics, flashcards and guides, then practice with quizzes, mock rounds and role-plays. Every question explains its answer.

  3. 3

    Test yourself, review your results, and improve

    Take practice tests, run the simulator, and get your role-play rated on the real form. A miss in an AP paper, an FBLA test or a competition test points you to the material that covers it.

Start free. Open everything with membership.

A free account opens a sample of the Academy so you can try it for real. Membership opens all of it.

  • Max, monthly$8 per month

    Full access, billed monthly. Renews automatically until you cancel.

  • Max, annual$60 per year

    Full access, billed yearly, the best value. Renews automatically until you cancel.

  • Chapter$20 per school year

    Join your school's chapter: full access through June 30. One payment, no automatic renewal.

  • Study Topics

    Free account: Everything except quizzes and mock challenges, in 3 of 34 topics

    Membership: All 34 topics, with their quizzes and mock challenges

  • AP classes

    Free account: two multiple-choice papers and two free-response sets in each of three courses

    Membership: Every paper in every course

  • Portfolio Simulator

    Free account: The orientation run and one Easy scenario

    Membership: All four levels and every scenario, in Blind Runs and Time Machine runs

  • DECA and FBLA

    Free account: Not included in a free account

    Membership: Study material and AI-graded practice, 2 graded runs a week for each

  • National competitions

    Free account: Not included in a free account

    Membership: Practice tests, flashcard decks and mock rounds

  • Data Analytics

    Free account: Not included in a free account

    Membership: Every analysis set and Quick Call

Start preparing for the event you are entering.

A free account opens the study samplers, the simulator orientation run and AP practice. Membership opens everything, including the AI judge.